Ama-invoyisi nokucubungula inkokhelo
I-SaaS Browser ilandelela izinkampani zesofthiwe ze-3,434 Ama-invoyisi nokucubungula inkokhelo, kanti i-292 ingeziwe ezinsukwini ezingu-30 ezedlule. Amazwe aphezulu e-Ama-invoyisi nokucubungula inkokhelo SaaS afaka phakathi i-United States (616), India (213), United Kingdom (139).
Amaphuzu Edatha Abalulekile e-Ama-invoyisi nokucubungula inkokhelo
3,434
Isofthiwe Ephelele1
292
Okusha (Izinsuku ezingu-30 ezedlule)2
230
Izinhlelo Zokuxhumana3
7
Iminyaka Emaphakathi (Iminyaka)4
+1,949
Okusha (Izinsuku ezingu-365 ezedlule)5
767
I-Churned (Unyaka Odlule)6
28.2%
Izinga Lonyaka Lokukhushulwa7
49.2%
Isivivinyo Samahhala8
Ukusatshalaliswa Kosayizi Wenkampani9
15
Ibhizinisi (1,000+)
1.9% kwesamba
51
Okukhulu (201-1,000)
6.4% kwesamba
129
Usayizi Ophakathi (51-200)
16.3% kwesamba
596
Okuncane (2-50)
75.3% kwesamba
Izinkampani Ezise-Ama-invoyisi nokucubungula inkokhelo Ezisungulwe Kakhulu
| Inkampani | Abasebenzi | Izinga Lesizinda | Yasungulwa | Kungeziwe |
|---|---|---|---|---|
| Stripe | 10,000 | 79 | 2010 | 2025-02-07 |
| Authorize.net | 1,000 | 65 | 1996 | 2026-03-10 |
| Mollie | — | 62 | — | 2025-02-04 |
| Wave | 500 | 61 | — | 2025-02-04 |
| FundRazr | — | 58 | — | 2025-02-28 |
| fastspring | 200 | 57 | 2005 | 2025-02-28 |
| Dwolla | 200 | 53 | 2008 | 2025-02-05 |
| Quadient | 5,000 | 51 | — | 2025-02-26 |
| Invoice Ninja | — | 50 | — | 2025-02-07 |
| Refrens | 200 | 50 | 2018 | 2025-02-06 |
Amazwe ayi-10 aphezulu e-Ama-invoyisi nokucubungula inkokhelo SaaS
Amazwe alandelayo amelela lapho izinkampani eziningi ze-Ama-invoyisi nokucubungula inkokhelo SaaS zinezinhloko zazo, ngokusekelwe kudatha yethu yemikhiqizo yesofthiwe ye-3,434.
| Izwe | Bala | % wesamba |
|---|---|---|
| United States | 616 | 17.9% |
| India | 213 | 6.2% |
| United Kingdom | 139 | 4.0% |
| Australia | 76 | 2.2% |
| Canada | 62 | 1.8% |
| Nigeria | 49 | 1.4% |
| South Africa | 46 | 1.3% |
| Bangladesh | 34 | 1.0% |
| United Arab Emirates | 30 | 0.9% |
| Malaysia | 28 | 0.8% |
I-SEO kanye ne-Domain Authority ye-Ama-invoyisi nokucubungula inkokhelo
Isilinganiso Sesizinda10
5
uma kuqhathaniswa nesilinganiso esiphelele se-8
Izizinda Ezibhekisela Ezimaphakathi11
1
uma kuqhathaniswa nesilinganiso esiphelele se-2
Idatha yamanani e-Ama-invoyisi nokucubungula inkokhelo
Intengo Ephakathi Yokuqala (i-USD)12
$9/ngenyanga
Intengo Ephakeme Emaphakathi (i-USD)13
$31/ngenyanga
Ukugcwala Kwemakethe kwe-Ama-invoyisi nokucubungula inkokhelo
Leli phuzu libalwa kusukela ekuhlanganisweni kwemikhiqizo iyonke, igunya lesizinda, izizinda ezibhekisela kuzo, ubudala benkampani, ukukhula kwethrafikhi, amanani, kanye nokuba khona kwebhizinisi.
Isikolo Sokugcwalisa14
42 / 100 (Okuphakathi nendawo)
Izinhlelo Zokubambisana ku-Ama-invoyisi nokucubungula inkokhelo
230 Ama-invoyisi nokucubungula inkokhelo Izinkampani ze-SaaS zinikeza izinhlelo ezihambisanayo (6.7% yenani eliphelele).
Ikhomishini Ejwayelekile15
23%
Ukusatshalaliswa Kohlobo Lwekhomishini
Isikhathi esisodwa
30
Okuphindaphindayo
61
Okusanda Kwengezwa i-Ama-invoyisi nokucubungula inkokhelo SaaS
Accumulator Games
Kungezwe i-2026-07-18
HexBOS
Kungezwe i-2026-07-18
Finvyr
Kungezwe i-2026-07-18
Maab
Kungezwe i-2026-07-18
BookWise
Kungezwe i-2026-07-18
PayInvoice
Kungezwe i-2026-07-18
KREDAR
Kungezwe i-2026-07-18
Cerul
Kungezwe i-2026-07-18
FalexPay
Kungezwe i-2026-07-17
doxInvoice
Kungezwe i-2026-07-17
Isilinganiso Seminyaka Yezinkampani ze-SaaS ze-Ama-invoyisi nokucubungula inkokhelo
Inkampani ejwayelekile ye-Ama-invoyisi nokucubungula inkokhelo SaaS yasungulwa eminyakeni engu-7.0 eyedlule (isilinganiso sonyaka wokusungulwa: 2019).
Ukuhlukaniswa kwe-B2B / B2C kwe-Ama-invoyisi nokucubungula inkokhelo16
781
Kokubili i-B2B ne-B2C
22.8%
2,636
Ibhizinisi (B2B)
77.0%
8
Umthengi (B2C)
0.2%
Kususelwa ezinkampanini ze-3,425 ezinedatha yohlobo lwabathengi (99.7% yenani eliphelele).
Ithrendi Yokutholwa Kwe-SaaS ye-Ama-invoyisi nokucubungula inkokhelo
Inani lokusakazwa lwe-SaaS lenyanga zonke ye-Ama-invoyisi nokucubungula inkokhelo uma kuqhathaniswa nengxenye yayo ye-SaaS yonke etholakele. Iphesenti elikhulayo likhombisa ukuthi lesi sigaba sikhula ngokushesha kunemakethe jikelele.
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Thola i-Ama-invoyisi nokucubungula inkokhelo SaaS
Bonisa Izihlungi
Izihlungi Ezithuthukile
X
ClickWerxs
Isivivinyo Samahhala
Umnikazi uqinisekise imininingwane yephrofayela yakhe eboniswe kuleli khasi.
A comprehensive payment processing and business management platform offers secure, scalable, and transparent solutions for accepting online and in-store payments across multiple markets and currencies, while also providing integrated tools for customer relationship management, marketing automation, website development, and analytics. Its main features include interchange-plus pricing for cost savings, next-day funding, dedicated account management, fraud prevention, high-risk merchant support, multi-channel integrations, customizable workflows, e-commerce and POS solutions, AI-powered automation, and a unified CRM system, solving problems of high transaction costs, fragmented business tools, complex compliance, and inefficient payment reconciliation for small to large enterprises, industry-specific providers, and high-risk businesses seeking streamlined operations and improved cash flow.
Intengo:
$97-$1497/mo
Ibanga lanyanga zonke lentengo yalo mkhiqizo we-SaaS. Izintengo zenziwa ngokwejwayelekile zibe amanani enyanga lapho kungenzeka khona.
CRM (Customer Relationship Management)
Isigaba salolu hlu.
Invoicing & Payment Processing
Isigaba salolu hlu.
Zyrapay
Isivivinyo Samahhala
Umnikazi uqinisekise imininingwane yephrofayela yakhe eboniswe kuleli khasi.
A developer-focused payment gateway enables web2 platforms to accept cryptocurrency payments from a global user base with instant settlements, real-time transaction monitoring, and zero complexity, helping teams monetize quickly and scale securely. Its core capabilities include plug-and-play APIs and SDKs for web and mobile, branded checkout flows or API-generated links, wallet creation and management, real-time notifications and webhooks, live transaction feeds, analytics, built-in compliance, and cross-platform support, addressing integration friction, security and regulatory concerns, onboarding hurdles, and operational overhead for developers, merchants, wallets, gaming apps, social networks, e-commerce, and financial services.
Intengo:
$29.99/mo
Ibanga lanyanga zonke lentengo yalo mkhiqizo we-SaaS. Izintengo zenziwa ngokwejwayelekile zibe amanani enyanga lapho kungenzeka khona.
Invoicing & Payment Processing
Isigaba salolu hlu.
Crypto
Isigaba salolu hlu.
FocusFlow
Isivivinyo Samahhala
Umnikazi uqinisekise imininingwane yephrofayela yakhe eboniswe kuleli khasi.
FocusFlow is a user-friendly platform designed for freelancers to track time and create invoices quickly and easily. It offers features like project budgeting, insights on profitability, and full data ownership, ensuring users can manage their work efficiently without losing revenue.
Intengo:
$0/mo
Ibanga lanyanga zonke lentengo yalo mkhiqizo we-SaaS. Izintengo zenziwa ngokwejwayelekile zibe amanani enyanga lapho kungenzeka khona.
Project Management Software
Isigaba salolu hlu.
Time Tracking & Productivity Software
Isigaba salolu hlu.
Mini Apps Builder
Isivivinyo Samahhala
Umnikazi uqinisekise imininingwane yephrofayela yakhe eboniswe kuleli khasi.
A mini-application builder allows users to rapidly create business-ready interactive apps within the Telegram messaging platform without coding or developer assistance. Its main features include drag-and-drop visual editing, integrated payment processing, real-time updates, cross-platform accessibility on various devices, user authentication, and tracking analytics, enabling entrepreneurs and small businesses to launch streamlined communication and commerce tools effortlessly. This solution addresses problems such as high development costs, lengthy deployment times, complex web or mobile app management, and barriers to quick customer engagement, making it ideal for small business owners, digital entrepreneurs, e-commerce vendors, service providers, and marketers seeking low-cost, fast, and user-friendly app deployment.
Intengo:
₽800/mo
Ibanga lanyanga zonke lentengo yalo mkhiqizo we-SaaS. Izintengo zenziwa ngokwejwayelekile zibe amanani enyanga lapho kungenzeka khona.
Invoicing & Payment Processing
Isigaba salolu hlu.
AI-powered No-Code App Builders
Isigaba salolu hlu.
A comprehensive healthcare management solution streamlines medical billing, electronic health records, and revenue cycle management, enhancing operational efficiency for healthcare providers. Key features include HIPAA compliance, automated billing processes, customizable branding options, and real-time payment capabilities, addressing challenges such as delayed claims processing and inefficient patient record management, making it ideal for clinics, hospitals, and billing service bureaus.
Intengo:
$60/mo
Ibanga lanyanga zonke lentengo yalo mkhiqizo we-SaaS. Izintengo zenziwa ngokwejwayelekile zibe amanani enyanga lapho kungenzeka khona.
Invoicing & Payment Processing
Isigaba salolu hlu.
Electronic Health Record (EHR) Systems
Isigaba salolu hlu.
Invoicious
Isivivinyo Samahhala
Umnikazi uqinisekise imininingwane yephrofayela yakhe eboniswe kuleli khasi.
This application functions as a comprehensive invoicing solution designed to help freelancers, consultants, and small enterprises create, send, and manage professional invoices efficiently. Its main features include a selection of customizable, professionally designed templates, client management tools to track customer information and payment history, automated time tracking with billable hour timers, direct email invoicing with delivery confirmation, and payment monitoring to oversee overdue invoices and cash flow insights, thereby solving problems related to invoicing accuracy, payment delays, and client relationship management. It is tailored for individual entrepreneurs, small business owners, and service providers seeking a user-friendly, secure, and feature-rich platform for seamless financial documentation and cash flow optimization directly on Apple devices.
Intengo:
$1.66-$23.96/mo
Ibanga lanyanga zonke lentengo yalo mkhiqizo we-SaaS. Izintengo zenziwa ngokwejwayelekile zibe amanani enyanga lapho kungenzeka khona.
Invoicing & Payment Processing
Isigaba salolu hlu.
Naqood offers a free accounting software solution tailored for businesses in the UAE, ensuring compliance with federal tax authorities in just minutes. Designed for entrepreneurs, it simplifies financial management through features like invoicing, real-time reporting, and secure cloud storage, allowing users to focus on their core business activities.
Intengo:
د.إ49-د.إ708/mo
Ibanga lanyanga zonke lentengo yalo mkhiqizo we-SaaS. Izintengo zenziwa ngokwejwayelekile zibe amanani enyanga lapho kungenzeka khona.
Accounting Software
Isigaba salolu hlu.
Tax Preparation & Filing Tools
Isigaba salolu hlu.
Procee is a comprehensive procurement process automation platform designed to enhance efficiency and streamline purchasing operations for organizations of all sizes. With features such as automated invoice entry, customizable approval routes, and a user-friendly vendor portal, Procee transforms procurement into a strategic asset while ensuring financial control and compliance.
Intengo:
$15-$30/mo
Ibanga lanyanga zonke lentengo yalo mkhiqizo we-SaaS. Izintengo zenziwa ngokwejwayelekile zibe amanani enyanga lapho kungenzeka khona.
Invoicing & Payment Processing
Isigaba salolu hlu.
Supply Chain Management (SCM) Software
Isigaba salolu hlu.
Invoice Mama
Isivivinyo Samahhala
Umnikazi uqinisekise imininingwane yephrofayela yakhe eboniswe kuleli khasi.
This platform streamlines invoice creation, expense tracking, and automates payment processes, enabling small business owners, freelancers, and contractors to generate professional invoices quickly, receive payments faster, and manage financial tasks effortlessly without requiring accounting expertise. Key features include one-click invoicing, mobile-friendly invoice and estimate sending from anywhere, automatic synchronization with accounting records, simple receipt scanning for expense management, and no hidden fees with clear, straightforward pricing—solving problems related to manual bookkeeping, delayed payments, and time-consuming administrative work, making it ideal for busy entrepreneurs seeking efficient financial management solutions.
Intengo:
$2.49-$9.99/mo
Ibanga lanyanga zonke lentengo yalo mkhiqizo we-SaaS. Izintengo zenziwa ngokwejwayelekile zibe amanani enyanga lapho kungenzeka khona.
Invoicing & Payment Processing
Isigaba salolu hlu.
This platform facilitates instant bank payments, allowing businesses to receive funds directly from customers' accounts without the need for card processing, thereby significantly reducing transaction fees. Key features include seamless integration with eCommerce platforms, instant settlement, secure payment processing without handling sensitive data, and support for various accounting software, making it ideal for small to medium-sized enterprises and charities seeking cost-effective payment solutions.
Intengo:
£9.99-£49.99/mo
Ibanga lanyanga zonke lentengo yalo mkhiqizo we-SaaS. Izintengo zenziwa ngokwejwayelekile zibe amanani enyanga lapho kungenzeka khona.
Invoicing & Payment Processing
Isigaba salolu hlu.
Invoice Factoring & Cash Flow Management
Isigaba salolu hlu.
* Ezinye noma zonke izingxenye zaleli khasi zingase zenziwe i-AI, ngakho-ke sicela uqinisekise noma yiluphi ulwazi olubalulekile ngokuzimela.
imibuzo ejwayelekile ukubuzwa
Zingaki izinkampani ze-Ama-invoyisi nokucubungula inkokhelo SaaS ezikhona?
Isiphequluli se-SaaS silandelela imikhiqizo yesofthiwe ye-3,434 Ama-invoyisi nokucubungula inkokhelo kusukela ku-July 2026. Izinkampani ezintsha ze-292 Ama-invoyisi nokucubungula inkokhelo ze-SaaS zengezwe ezinsukwini ezingu-30 ezedlule.
Zingaki izinkampani ezintsha ze-Ama-invoyisi nokucubungula inkokhelo SaaS ezingezwayo njalo ngenyanga?
Izinkampani ezintsha ze-292 Ama-invoyisi nokucubungula inkokhelo SaaS zengezwe ku-SaaS Browser ezinsukwini ezingu-30 ezedlule. Ingqalasizinda yethu yokukhasa eyimfihlo iyaqhubeka nokuthola imikhiqizo emisha yesofthiwe.
Yiziphi izinkampani ze-Ama-invoyisi nokucubungula inkokhelo SaaS ezisungulwe kakhulu?
Izinkampani ze-Ama-invoyisi nokucubungula inkokhelo SaaS ezidumile kakhulu ngokwegunya lesizinda zifaka phakathi i-Stripe, Authorize.net, Mollie, Wave, FundRazr. Lezi zinkampani zimele amaphuzu aphezulu kakhulu esizinda esigabeni se-Ama-invoyisi nokucubungula inkokhelo.
Ungakanani usayizi wenkampani ojwayelekile we-Ama-invoyisi nokucubungula inkokhelo SaaS?
Phakathi kwezinkampani ze-Ama-invoyisi nokucubungula inkokhelo SaaS ezinemininingwane yabasebenzi, ukusatshalaliswa kosayizi yilokhu: - 15 (1.9%), - 51 (6.4%), - 129 (16.3%), - 596 (75.3%).
Iyini igunya elijwayelekile lesizinda sezinkampani ze-Ama-invoyisi nokucubungula inkokhelo SaaS?
Isilinganiso sesizinda sezinkampani ze-Ama-invoyisi nokucubungula inkokhelo SaaS singu-5, uma kuqhathaniswa nesilinganiso se-SaaS sisonke esingu-8. Lezi zinkampani zinesilinganiso sama-domain abhekisela ku-1.
Yimaphi amazwe anezinkampani ze-SaaS ze-Ama-invoyisi nokucubungula inkokhelo eziningi kakhulu?
Amazwe aphezulu e-Ama-invoyisi nokucubungula inkokhelo SaaS yilawa: United States (616), India (213), United Kingdom (139), Australia (76), Canada (62). Lawa amelela amazinga amakhulu ezinkampani zesofthiwe ze-Ama-invoyisi nokucubungula inkokhelo emhlabeni jikelele.
Yimaphi amaphesenti ezinkampani ze-Ama-invoyisi nokucubungula inkokhelo ze-SaaS ezinikeza izinhlelo zokubambisana?
230 Ama-invoyisi nokucubungula inkokhelo Izinkampani ze-SaaS zinikeza izinhlelo ezihambisanayo, ezimele i-6.7% yazo zonke izinhlelo ze-Ama-invoyisi nokucubungula inkokhelo ezilandelwa yi-SaaS Browser. Izinga elimaphakathi lekhomishini lingu-23%.
Ingakanani iminyaka yobudala yezinkampani ze-Ama-invoyisi nokucubungula inkokhelo SaaS?
Inkampani ejwayelekile ye-Ama-invoyisi nokucubungula inkokhelo SaaS yasungulwa eminyakeni engu-7.0 eyedlule, kanti isilinganiso sonyaka wokusungulwa kwayo sasingu-2019.
Ingabe izinkampani ze-Ama-invoyisi nokucubungula inkokhelo SaaS zisebenza kakhulu njenge-B2B noma i-B2C?
Ngokusekelwe kudatha etholakalayo, izinkampani ze-Ama-invoyisi nokucubungula inkokhelo SaaS zihlukaniswa kanje: Kokubili i-B2B ne-B2C (22.8%), Ibhizinisi (B2B) (77.0%), Umthengi (B2C) (0.2%).
Yiziphi izinkampani ezintsha ze-Ama-invoyisi nokucubungula inkokhelo SaaS?
Izinkampani ze-Ama-invoyisi nokucubungula inkokhelo SaaS ezisanda kutholakala zifaka phakathi i-Accumulator Games, HexBOS, Finvyr, Maab, BookWise. I-SaaS Browser ithola futhi ibhale imikhiqizo emisha yesofthiwe njalo isebenzisa ingqalasizinda yokukhasa eyimfihlo.
Mayelana nesiphequluli se-SaaS
I-SaaS Browser iyisizindalwazi se-SaaS esikhulu kunazo zonke nesisesikhathini kakhulu ku-inthanethi - ithuluzi lokuhlola nokucwaninga eliphelele lezinkampani ze-SaaS.
Sithola amathuluzi amasha ngemva kwamasonto okwethulwa, ngaphambi kokuba avele ku-Apollo, ZoomInfo, noma kwezinye izizindalwazi. Ipulatifomu yethu eyakhelwe ngenhloso ilandelela kuphela imikhiqizo yesofthiwe yangempela enedatha eqinisekisiwe, ngokungafani namathuluzi okuhlola ajwayelekile angcoliswe yizinhlangano, izinhlangano zokubonisana, kanye nohlu oluphelelwe yisikhathi.
Kusukela emabhizinisini e-Fortune 500 kuya ezinkampanini ezintsha eziqaliswe kuleli sonto - uma kuyi-SaaS, siyayilandela.
Indlela lezi zinombolo ezibalwa ngayo
- Isofthiwe Ephelele. Inani lezinkampani ze-SaaS ezishicilelwe njengamanje ezisohlwini lalokhu okukhethiwe. Izinkampani eziphasa ukuhlola kwethu kwekhwalithi okuzenzakalelayo kuphela ezibalwayo.
- Okusha (Izinsuku ezingu-30 ezedlule). Inani eliyiqiniso lezinkampani ze-SaaS ezisanda kushicilelwa kulokhu okukhethiwe ezinsukwini ezingu-30 ezedlule.
- Izinhlelo Zokuxhumana. Inani lezinkampani ze-SaaS ezisohlwini ezisebenzisa uhlelo lokuxhumana noma lokudlulisa oluqinisekisiwe.
- Iminyaka Emaphakathi (Iminyaka). Iminyaka ephakathi, ngeminyaka, yezinkampani kulokhu okukhethiwe, ngokusekelwe onyakeni wokusungulwa. Iphakathi liyinani eliphakathi, ngakho-ke uhhafu badala futhi uhhafu basebancane.
- Okusha (Izinsuku ezingu-365 ezedlule). Inani lezinkampani ze-SaaS ezishicilelwe kulokhu okukhethiwe ezinsukwini ezingu-365 ezedlule.
- I-Churned (Unyaka Odlule). Izinkampani ezishicilelwe phakathi nonyaka odlule ezingasekho ohlwini — zaya offline, zasuswa, noma zayeka ukudlula ekuhloleni kwethu kwekhwalithi.
- Izinga Lonyaka Lokukhushulwa. Izinga lokushona lonyaka — izinkampani ezishonile njengephesenti lazo zonke izinkampani ezishicilelwe onyakeni odlule (ezisesohlwini kanye nezishonile).
- Isivivinyo Samahhala. Iphesenti lezinkampani ezisohlwini kulokhu okukhethiwe ezinikeza ukulingwa kwamahhala.
- Ukusatshalaliswa Kosayizi Wenkampani. Ukusatshalaliswa kwezinkampani ngenani labasebenzi: oyedwa (1), encane (2–50), ephakathi (51–200), enkulu (201–1,000), ye-enthaphrayizi (1,000+). Amaphesenti angawezinkampani ezinedatha yabasebenzi.
- Isilinganiso Sesizinda. Izinga lesizinda eliphakathi (0–100) kuzo zonke izinkampani ezisohlwini, isilinganiso segunya lenjini yokusesha. Eliphezulu liqine kakhulu. Liboniswa lingelinye nephakathi eliphelele kuzo zonke ze-SaaS ukuze kuqhathaniswe.
- Izizinda Ezibhekisela Ezimaphakathi. Inani eliphakathi lezizinda eziyingqayizivele ezibhekisela (amasayithi angaphandle ahlukene axhuma enkampanini) kuzo zonke izinkampani ezisohlwini.
- Intengo Ephakathi Yokuqala (i-USD). Intengo yanyanga yokungena ephakathi (USD) kuzo zonke izinkampani kulokhu okukhethiwe ezinedatha yamanani.
- Intengo Ephakeme Emaphakathi (i-USD). Intengo yanyanga eliphakeme ephakathi (USD) kuzo zonke izinkampani kulokhu okukhethiwe ezinedatha yamanani.
- Isikolo Sokugcwalisa. Isikolo sokugcwala kwemakethe esingu-0–100 esihlanganisa imikhiqizo ephelele, igunya lesizinda, izizinda ezibhekisela, iminyaka yenkampani, ukukhula kwethrafikhi, amanani, kanye nokuba khona kwe-enthaphrayizi. Eliphezulu lisho ukuncintisana okukhulu.
- Ikhomishini Ejwayelekile. Izinga lekhomishini lokuxhumana eliphakathi elinikezwa izinkampani kulokhu okukhethiwe ezisebenzisa uhlelo lokuxhumana.
- Ukuhlukaniswa kwe-B2B / B2C. Ukuhlukaniswa kwezinkampani ngokwemakethe okuqondiwe — ibhizinisi (B2B), umthengi (B2C), noma kokubili — phakathi kwalezo ezinedatha yohlobo lomthengi.
