OffPay

Core Banking Software

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OffPay enables users to perform mobile banking transactions such as sending money, checking balances, and scanning QR codes over India's USSD-based UPI protocol without requiring internet access, making it ideal for feature phones or in areas with limited data connectivity. Its main features include seamless auto-dialing of *99# via Accessibility Service, local QR code scanning with no network calls, encrypted offline transaction history storage, and compatibility with both Android and iOS as a Progressive Web App or standalone APK, addressing problems related to internet dependency and security in peer-to-peer payments for users who need secure, offline banking solutions.

OffPay can be found in Core Banking Software categories.

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OffPay Main Features

• Manual Mode
  You can skip Accessibility and manually dial *99# with your phone's dialer.
• Open Source
  All permissions and code are available online so you can verify everything before using.
• Simple Setup
  Setting up is quick; just watch the guide or skip if you prefer manual setup.
• Balance Check
  You can check your bank balance using *99# without using data.
• Works Offline
  The app works after the first time you load it, even without internet or WiFi.
• QR Code Scanner
  The app can scan merchant QR codes to make payments quickly.
• No Internet Needed
  The app works without internet by using USSD codes over your phone's voice channel.
• PWA (Web App) Support
  You can use the web version on iPhone and Android without installing apps.
• USSD Payments and Checks
  It can send money and check your balance using *99# without data or internet.
• Local Transaction History
  It saves up to 200 transactions on your phone with encryption for privacy.
• Requires Accessibility Service
  You need to enable Accessibility Service to automatically dial *99#.

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