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SpendLayer

Name: SpendLayer
Author: SpendLayer

This platform provides alternative on-chain payment solutions designed to address the limitations of traditional card rails by enabling merchants to accept digital currency transactions directly from consumers without relying on conventional credit or debit card systems. Its main features include instantaneous on-chain settlement, recurring payment capabilities such as subscriptions and installment plans, and verifiable transaction records that ensure transparency and auditability; it also offers a flexible payout infrastructure for customers with or without cryptocurrency holdings. It solves problems related to inaccessible or inefficient payment methods, expanding payment options for retailers and service providers in sectors underserved by traditional financial networks, making it ideal for merchants seeking seamless, secure, and verifiable digital payment integration that caters to both crypto-native and non-crypto audiences.

SpendLayer can be found in Payment Gateways categories.

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Details

Consumer Type: B2B

SpendLayer Main Features

Customer Privacy
The 16-digit code used for payment is just a reference; it does not give access to customer funds or security keys.
Easy Integration
Merchants can start quickly by providing some business details and using just two API calls.
SpendLayer Direct
Customers pay using a 16-digit code linked to their crypto wallet, which creates a payment agreement with the merchant.
Two Product Types
The SaaS offers two payment options—direct crypto payments and prepaid vouchers—to reach more customer groups.
Recurring Payments
The system can handle subscriptions and installment payments automatically without needing repeated customer approval.
SpendLayer Voucher
A prepaid card for customers who do not use crypto, allowing more people to use the service (currently in development).
On-chain Settlement
Payments are settled directly on the blockchain, making transactions transparent and permanent.
Secure and Verifiable
All payment actions are recorded on the blockchain, making them easy to verify without needing special access.

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Technologies Used

Tailwind HTML5 Wix Content Delivery Network (CDN) Normalize.css

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