This no-fee financial service combines a RuPay credit card, savings account, credit line, and UPI payments in one app, offering instant credit approval without a credit history, limits up to ₹3 lakh, up to 62 days interest-free, savings interest, and cashback of up to 20% in selected categories. It also supports QR-code payments, cash withdrawals, installment payments, ATM and online purchases, nearby peer-to-peer transfers, card controls, expense tracking, and digital statements, helping people manage everyday spending, access flexible credit, earn rewards, and organize their finances.

Roar can be found in Buy Now Pay Later (BNPL) categories.

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